Cooking 101- Abby's Rich Homemade Cocoa

It's a cold, sort of snowy day, and nothing sounds better to me than a rich cup of cocoa! So I made some. (So let's see...that's another 4 laps on the treadmill for me today...)
This cocoa has a little KICK in it, so if you're woman enough, you should definitely try this - and maybe share with a friend!

1 1/4 c. milk
1/2 c. half and half
2 oz. (half of a 4 oz. bar) bittersweet chocolate
2 oz. milk chocolate
1/2 t. vanilla
1/2 T. sugar (optional)
A pinch or two of cayenne pepper (NOT optional)
Whipped cream (optional)

In a medium saucepan, heat milk and half and half to almost a simmer. Remove from heat, add chocolate, stirring until melted. Whisk in all other ingredients. Gently reheat, serve immediately.

Garnish with whipped cream, and cinnamon sticks or vanilla beans.